Call reports 2005
FIRST CITIZENS BANK — 2005
What FIRST CITIZENS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 135,920,000 | 130,852,000 | 130,202,000 | 131,288,000 |
| Total loans | 86,612,000 | 87,883,000 | 90,242,000 | 92,657,000 |
| Allowance for loan losses | 1,036,000 | 1,049,000 | 1,070,000 | 1,044,000 |
| Securities available for sale | 39,044,000 | 31,907,000 | 29,753,000 | 28,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,817,000 | 117,425,000 | 115,672,000 | 114,176,000 |
| Interest-bearing deposits | 107,002,000 | 102,812,000 | 100,790,000 | 97,875,000 |
| Noninterest-bearing deposits | 15,814,000 | 14,612,000 | 14,881,000 | 16,301,000 |
| Equity capital | 12,336,000 | 12,573,000 | 12,540,000 | 12,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,799,000 | 5,742,000 | 7,744,000 |
| Interest expense | 453,000 | 943,000 | 1,481,000 | 2,084,000 |
| Net interest income | 1,422,000 | 2,856,000 | 4,261,000 | 5,660,000 |
| Noninterest income | 187,000 | 396,000 | 623,000 | 838,000 |
| Noninterest expense | 1,258,000 | 2,572,000 | 3,864,000 | 5,070,000 |
| Provision for loan losses | 80,000 | 144,000 | 247,000 | 331,000 |
| Pretax income | 284,000 | 544,000 | 779,000 | 1,111,000 |
| Income tax | 96,000 | 183,000 | 263,000 | 349,000 |
| Net income | 188,000 | 361,000 | 516,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,594,000 | 12,653,000 | 12,695,000 | 12,826,000 |
| Total capital | 13,630,000 | 13,702,000 | 13,765,000 | 13,870,000 |
| Risk-weighted assets | 85,441,000 | 85,135,000 | 85,889,000 | 86,439,000 |