Call reports 2004
FIRST CITIZENS BANK — 2004
What FIRST CITIZENS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 139,453,000 | 136,705,000 | 137,363,000 | 136,620,000 |
| Total loans | 86,371,000 | 87,670,000 | 89,689,000 | 88,918,000 |
| Allowance for loan losses | 1,130,000 | 1,378,000 | 1,011,000 | 988,000 |
| Securities available for sale | 37,839,000 | 36,779,000 | 35,518,000 | 36,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,043,000 | 124,114,000 | 124,039,000 | 123,299,000 |
| Interest-bearing deposits | 112,612,000 | 110,761,000 | 107,252,000 | 106,829,000 |
| Noninterest-bearing deposits | 13,431,000 | 13,353,000 | 16,787,000 | 16,470,000 |
| Equity capital | 12,569,000 | 11,965,000 | 12,542,000 | 12,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 3,834,000 | 5,730,000 | 7,630,000 |
| Interest expense | 439,000 | 854,000 | 1,279,000 | 1,709,000 |
| Net interest income | 1,491,000 | 2,980,000 | 4,451,000 | 5,921,000 |
| Noninterest income | 164,000 | 322,000 | 532,000 | 679,000 |
| Noninterest expense | 1,261,000 | 2,539,000 | 3,830,000 | 5,070,000 |
| Provision for loan losses | 110,000 | 405,000 | 405,000 | 441,000 |
| Pretax income | 284,000 | 379,000 | 807,000 | 1,168,000 |
| Income tax | 97,000 | 209,000 | 274,000 | 385,000 |
| Net income | 187,000 | 170,000 | 533,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,234,000 | 12,125,000 | 12,384,000 | 12,520,000 |
| Total capital | 13,305,000 | 13,210,000 | 13,395,000 | 13,508,000 |
| Risk-weighted assets | 85,579,000 | 86,207,000 | 87,331,000 | 87,623,000 |