Call reports 2003
FIRST CITIZENS BANK — 2003
What FIRST CITIZENS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 141,359,000 | 141,426,000 | 140,043,000 | 141,785,000 |
| Total loans | 93,019,000 | 92,723,000 | 91,591,000 | 92,026,000 |
| Allowance for loan losses | 958,000 | 1,035,000 | 1,108,000 | 1,075,000 |
| Securities available for sale | 17,983,000 | 19,326,000 | 30,737,000 | 35,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,065,000 | 128,050,000 | 126,701,000 | 127,540,000 |
| Interest-bearing deposits | 114,586,000 | 114,792,000 | 113,781,000 | 113,581,000 |
| Noninterest-bearing deposits | 13,479,000 | 13,258,000 | 12,920,000 | 13,958,000 |
| Equity capital | 12,098,000 | 12,290,000 | 12,184,000 | 12,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,216,000 | 4,410,000 | 6,519,000 | 8,606,000 |
| Interest expense | 559,000 | 1,121,000 | 1,637,000 | 2,115,000 |
| Net interest income | 1,657,000 | 3,289,000 | 4,882,000 | 6,491,000 |
| Noninterest income | 193,000 | 406,000 | 628,000 | 796,000 |
| Noninterest expense | 1,285,000 | 2,563,000 | 3,849,000 | 5,075,000 |
| Provision for loan losses | 110,000 | 221,000 | 331,000 | 471,000 |
| Pretax income | 455,000 | 911,000 | 1,330,000 | 1,741,000 |
| Income tax | 159,000 | 319,000 | 466,000 | 586,000 |
| Net income | 296,000 | 592,000 | 864,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,618,000 | 11,810,000 | 11,981,000 | 12,160,000 |
| Total capital | 12,576,000 | 12,845,000 | 13,089,000 | 13,235,000 |
| Risk-weighted assets | 92,829,000 | 92,955,000 | 89,419,000 | 89,765,000 |