Call reports 2002
FIRST CITIZENS BANK — 2002
What FIRST CITIZENS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,924,000 | 132,339,000 | 137,186,000 | 138,497,000 |
| Total loans | 97,048,000 | 97,769,000 | 97,245,000 | 97,005,000 |
| Allowance for loan losses | 1,027,000 | 1,091,000 | 872,000 | 967,000 |
| Securities available for sale | 14,199,000 | 15,011,000 | 16,242,000 | 19,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,037,000 | 118,184,000 | 124,559,000 | 125,601,000 |
| Interest-bearing deposits | 105,818,000 | 106,343,000 | 110,752,000 | 111,657,000 |
| Noninterest-bearing deposits | 12,219,000 | 11,841,000 | 13,807,000 | 13,944,000 |
| Equity capital | 10,915,000 | 11,358,000 | 11,759,000 | 11,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 4,795,000 | 7,198,000 | 9,524,000 |
| Interest expense | 783,000 | 1,550,000 | 2,253,000 | 2,922,000 |
| Net interest income | 1,580,000 | 3,245,000 | 4,945,000 | 6,602,000 |
| Noninterest income | 215,000 | 424,000 | 648,000 | 889,000 |
| Noninterest expense | 1,256,000 | 2,521,000 | 3,814,000 | 5,127,000 |
| Provision for loan losses | 179,000 | 317,000 | 486,000 | 765,000 |
| Pretax income | 360,000 | 831,000 | 1,293,000 | 1,599,000 |
| Income tax | 129,000 | 299,000 | 466,000 | 541,000 |
| Net income | 231,000 | 532,000 | 827,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,891,000 | 11,098,000 | 11,299,000 | 11,426,000 |
| Total capital | 11,918,000 | 12,189,000 | 12,171,000 | 12,393,000 |
| Risk-weighted assets | 94,089,000 | 94,700,000 | 95,340,000 | 95,510,000 |