Call reports 2024
STATE BANK OF DAVIS — 2024
What STATE BANK OF DAVIS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 172,598,000 | 176,976,000 | 178,065,000 | 177,532,000 |
| Total loans | 98,563,000 | 103,206,000 | 102,501,000 | 102,896,000 |
| Allowance for loan losses | 1,466,000 | 1,486,000 | 1,506,000 | 1,523,000 |
| Securities available for sale | 64,714,000 | 63,147,000 | 64,414,000 | 63,276,000 |
| Securities held to maturity | 506,000 | 512,000 | 519,000 | 522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,393,000 | 158,305,000 | 156,596,000 | 157,350,000 |
| Interest-bearing deposits | 136,257,000 | 139,832,000 | 139,519,000 | 138,280,000 |
| Noninterest-bearing deposits | 18,136,000 | 18,473,000 | 17,077,000 | 19,070,000 |
| Equity capital | 13,683,000 | 14,300,000 | 16,098,000 | 14,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,812,000 | 5,814,000 | 7,783,000 |
| Interest expense | 680,000 | 1,449,000 | 2,264,000 | 3,057,000 |
| Net interest income | 1,167,000 | 2,363,000 | 3,550,000 | 4,726,000 |
| Noninterest income | 209,000 | 358,000 | 462,000 | 566,000 |
| Noninterest expense | 759,000 | 1,512,000 | 2,291,000 | 3,075,000 |
| Provision for loan losses | -1,000 | 15,000 | 32,000 | 44,000 |
| Pretax income | 589,000 | 1,181,000 | 1,693,000 | 2,189,000 |
| Income tax | 136,000 | 269,000 | 382,000 | 492,000 |
| Net income | 453,000 | 912,000 | 1,311,000 | 1,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,047,000 | 20,367,000 | 20,607,000 | 20,832,000 |