Call reports 2022
STATE BANK OF DAVIS — 2022
What STATE BANK OF DAVIS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 168,012,000 | 166,232,000 | 167,846,000 | 169,150,000 |
| Total loans | 68,926,000 | 73,306,000 | 81,448,000 | 86,427,000 |
| Allowance for loan losses | 1,202,000 | 1,204,000 | 1,078,000 | 1,916,000 |
| Securities available for sale | 82,588,000 | 78,168,000 | 74,418,000 | 72,932,000 |
| Securities held to maturity | 605,000 | 613,000 | 621,000 | 629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,364,000 | 152,499,000 | 154,336,000 | 153,226,000 |
| Interest-bearing deposits | 127,743,000 | 128,036,000 | 129,858,000 | 130,339,000 |
| Noninterest-bearing deposits | 22,621,000 | 24,464,000 | 24,478,000 | 22,888,000 |
| Equity capital | 16,123,000 | 12,828,000 | 12,143,000 | 12,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,358,000 | 3,692,000 | 5,219,000 |
| Interest expense | 181,000 | 348,000 | 529,000 | 800,000 |
| Net interest income | 981,000 | 2,010,000 | 3,163,000 | 4,419,000 |
| Noninterest income | 112,000 | 200,000 | 294,000 | 388,000 |
| Noninterest expense | 684,000 | 1,396,000 | 2,113,000 | 2,804,000 |
| Provision for loan losses | -100,000 | -100,000 | -230,000 | 604,000 |
| Pretax income | 519,000 | 925,000 | 1,585,000 | 1,395,000 |
| Income tax | 90,000 | 144,000 | 271,000 | 163,000 |
| Net income | 429,000 | 781,000 | 1,314,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,628,000 | 18,882,000 | 19,291,000 | 19,082,000 |