Call reports 2021
STATE BANK OF DAVIS — 2021
What STATE BANK OF DAVIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,112,000 | 169,598,000 | 170,488,000 | 170,863,000 |
| Total loans | 82,732,000 | 78,363,000 | 76,240,000 | 74,952,000 |
| Allowance for loan losses | 1,287,000 | 1,291,000 | 1,294,000 | 1,298,000 |
| Securities available for sale | 73,880,000 | 76,943,000 | 70,697,000 | 78,273,000 |
| Securities held to maturity | 578,000 | 585,000 | 590,000 | 597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,125,000 | 147,420,000 | 148,412,000 | 149,145,000 |
| Interest-bearing deposits | 125,508,000 | 120,245,000 | 127,209,000 | 127,173,000 |
| Noninterest-bearing deposits | 26,617,000 | 27,175,000 | 21,203,000 | 21,972,000 |
| Equity capital | 19,714,000 | 20,177,000 | 20,525,000 | 20,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,579,000 | 3,987,000 | 5,213,000 |
| Interest expense | 250,000 | 476,000 | 686,000 | 888,000 |
| Net interest income | 959,000 | 2,103,000 | 3,301,000 | 4,325,000 |
| Noninterest income | 285,000 | 371,000 | 456,000 | 541,000 |
| Noninterest expense | 612,000 | 1,258,000 | 1,959,000 | 2,655,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 632,000 | 1,216,000 | 1,847,000 | 2,260,000 |
| Income tax | 126,000 | 234,000 | 356,000 | 416,000 |
| Net income | 506,000 | 982,000 | 1,491,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,908,000 | 19,173,000 | 19,452,000 | 19,575,000 |