Call reports 2020
STATE BANK OF DAVIS — 2020
What STATE BANK OF DAVIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 169,041,000 | 177,631,000 | 176,462,000 | 169,778,000 |
| Total loans | 75,106,000 | 88,762,000 | 89,911,000 | 83,610,000 |
| Allowance for loan losses | 1,420,000 | 1,421,000 | 1,235,000 | 1,283,000 |
| Securities available for sale | 63,317,000 | 66,751,000 | 70,305,000 | 67,310,000 |
| Securities held to maturity | 550,000 | 557,000 | 563,000 | 571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,397,000 | 135,402,000 | 134,253,000 | 144,235,000 |
| Interest-bearing deposits | 114,910,000 | 115,575,000 | 115,953,000 | 122,441,000 |
| Noninterest-bearing deposits | 15,487,000 | 19,826,000 | 18,300,000 | 21,794,000 |
| Equity capital | 18,061,000 | 19,685,000 | 19,882,000 | 20,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,773,000 | 4,170,000 | 5,597,000 |
| Interest expense | 386,000 | 724,000 | 1,030,000 | 1,313,000 |
| Net interest income | 1,020,000 | 2,049,000 | 3,140,000 | 4,284,000 |
| Noninterest income | 79,000 | 188,000 | 282,000 | 383,000 |
| Noninterest expense | 625,000 | 1,265,000 | 1,910,000 | 2,560,000 |
| Provision for loan losses | -450,000 | -450,000 | -450,000 | -450,000 |
| Pretax income | 970,000 | 1,471,000 | 2,018,000 | 2,613,000 |
| Income tax | 215,000 | 300,000 | 399,000 | 512,000 |
| Net income | 755,000 | 1,171,000 | 1,619,000 | 2,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,966,000 | 18,162,000 | 18,380,000 | 18,632,000 |