Call reports 2018
STATE BANK OF DAVIS — 2018
What STATE BANK OF DAVIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 159,904,000 | 150,277,000 | 153,301,000 | 152,151,000 |
| Total loans | 98,132,000 | 94,446,000 | 92,524,000 | 93,785,000 |
| Allowance for loan losses | 1,653,000 | 1,705,000 | 1,844,000 | 1,869,000 |
| Securities available for sale | 41,688,000 | 44,981,000 | 45,633,000 | 48,705,000 |
| Securities held to maturity | 775,000 | 784,000 | 514,000 | 520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,714,000 | 121,855,000 | 123,402,000 | 124,776,000 |
| Interest-bearing deposits | 109,812,000 | 105,360,000 | 108,222,000 | 109,861,000 |
| Noninterest-bearing deposits | 13,902,000 | 16,495,000 | 15,181,000 | 14,915,000 |
| Equity capital | 16,036,000 | 16,320,000 | 16,397,000 | 17,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,889,000 | 4,340,000 | 5,880,000 |
| Interest expense | 303,000 | 616,000 | 937,000 | 1,291,000 |
| Net interest income | 1,127,000 | 2,273,000 | 3,403,000 | 4,589,000 |
| Noninterest income | 74,000 | 192,000 | 276,000 | 398,000 |
| Noninterest expense | 497,000 | 1,038,000 | 1,589,000 | 2,132,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 679,000 | 1,377,000 | 2,015,000 | 2,755,000 |
| Income tax | 122,000 | 249,000 | 360,000 | 494,000 |
| Net income | 557,000 | 1,128,000 | 1,655,000 | 2,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,317,000 | 16,663,000 | 16,959,000 | 17,335,000 |
| Total capital | 17,786,000 | 18,080,000 | 18,350,000 | 18,730,000 |
| Risk-weighted assets | 117,343,000 | 113,048,000 | 110,827,000 | 111,116,000 |