Call reports 2017
STATE BANK OF DAVIS — 2017
What STATE BANK OF DAVIS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 160,679,000 | 157,634,000 | 159,419,000 | 157,704,000 |
| Total loans | 105,684,000 | 107,356,000 | 102,644,000 | 104,330,000 |
| Allowance for loan losses | 1,851,000 | 1,954,000 | 1,889,000 | 1,748,000 |
| Securities available for sale | 36,124,000 | 37,450,000 | 39,344,000 | 42,097,000 |
| Securities held to maturity | 740,000 | 749,000 | 757,000 | 766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,556,000 | 128,453,000 | 128,222,000 | 125,524,000 |
| Interest-bearing deposits | 114,700,000 | 113,514,000 | 113,536,000 | 111,310,000 |
| Noninterest-bearing deposits | 15,856,000 | 14,939,000 | 14,686,000 | 14,214,000 |
| Equity capital | 15,335,000 | 16,046,000 | 16,311,000 | 16,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,904,000 | 4,381,000 | 5,864,000 |
| Interest expense | 280,000 | 580,000 | 869,000 | 1,173,000 |
| Net interest income | 1,146,000 | 2,324,000 | 3,512,000 | 4,691,000 |
| Noninterest income | 74,000 | 185,000 | 257,000 | 345,000 |
| Noninterest expense | 556,000 | 1,059,000 | 1,548,000 | 2,010,000 |
| Provision for loan losses | 25,000 | 100,000 | 125,000 | 150,000 |
| Pretax income | 639,000 | 1,350,000 | 2,096,000 | 2,876,000 |
| Income tax | 156,000 | 340,000 | 542,000 | 951,000 |
| Net income | 483,000 | 1,010,000 | 1,554,000 | 1,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,223,000 | 15,536,000 | 15,849,000 | 15,990,000 |
| Total capital | 16,799,000 | 17,144,000 | 17,409,000 | 17,545,000 |
| Risk-weighted assets | 125,841,000 | 128,257,000 | 124,458,000 | 124,149,000 |