Call reports 2016
STATE BANK OF DAVIS — 2016
What STATE BANK OF DAVIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,556,000 | 147,249,000 | 160,565,000 | 156,959,000 |
| Total loans | 106,744,000 | 105,159,000 | 109,619,000 | 111,595,000 |
| Allowance for loan losses | 2,249,000 | 2,315,000 | 2,315,000 | 2,134,000 |
| Securities available for sale | 36,737,000 | 32,917,000 | 32,055,000 | 33,431,000 |
| Securities held to maturity | 706,000 | 715,000 | 723,000 | 732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,681,000 | 122,455,000 | 132,380,000 | 130,288,000 |
| Interest-bearing deposits | 119,801,000 | 108,125,000 | 116,167,000 | 116,058,000 |
| Noninterest-bearing deposits | 11,880,000 | 14,330,000 | 16,213,000 | 14,230,000 |
| Equity capital | 14,967,000 | 15,377,000 | 15,624,000 | 15,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,950,000 | 4,389,000 | 5,801,000 |
| Interest expense | 254,000 | 525,000 | 802,000 | 1,093,000 |
| Net interest income | 1,229,000 | 2,425,000 | 3,587,000 | 4,708,000 |
| Noninterest income | 68,000 | 147,000 | 239,000 | 330,000 |
| Noninterest expense | 546,000 | 1,132,000 | 1,682,000 | 2,277,000 |
| Provision for loan losses | 88,000 | 154,000 | 154,000 | 154,000 |
| Pretax income | 674,000 | 1,388,000 | 2,095,000 | 2,636,000 |
| Income tax | 180,000 | 365,000 | 546,000 | 663,000 |
| Net income | 494,000 | 1,023,000 | 1,549,000 | 1,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,164,000 | 14,479,000 | 14,776,000 | 14,970,000 |
| Total capital | 15,752,000 | 16,035,000 | 16,411,000 | 16,621,000 |
| Risk-weighted assets | 126,391,000 | 123,707,000 | 130,140,000 | 131,577,000 |