Call reports 2011
STATE BANK OF DAVIS — 2011
What STATE BANK OF DAVIS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 127,624,000 | 130,400,000 | 137,224,000 | 136,984,000 |
| Total loans | 88,595,000 | 91,010,000 | 85,589,000 | 92,561,000 |
| Allowance for loan losses | 1,478,000 | 1,655,000 | 1,621,000 | 1,623,000 |
| Securities available for sale | 30,797,000 | 33,666,000 | 33,191,000 | 37,354,000 |
| Securities held to maturity | 2,359,000 | 2,272,000 | 2,284,000 | 1,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,649,000 | 111,067,000 | 114,183,000 | 114,342,000 |
| Interest-bearing deposits | 99,752,000 | 102,437,000 | 103,561,000 | 102,148,000 |
| Noninterest-bearing deposits | 7,897,000 | 8,630,000 | 10,622,000 | 12,194,000 |
| Equity capital | 11,708,000 | 12,187,000 | 12,763,000 | 13,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,209,000 | 4,830,000 | 6,437,000 |
| Interest expense | 486,000 | 951,000 | 1,386,000 | 1,799,000 |
| Net interest income | 1,107,000 | 2,258,000 | 3,444,000 | 4,638,000 |
| Noninterest income | 76,000 | 148,000 | 223,000 | 302,000 |
| Noninterest expense | 506,000 | 988,000 | 1,502,000 | 1,969,000 |
| Provision for loan losses | 180,000 | 385,000 | 607,000 | 879,000 |
| Pretax income | 494,000 | 1,033,000 | 1,551,000 | 2,085,000 |
| Income tax | 129,000 | 275,000 | 412,000 | 556,000 |
| Net income | 365,000 | 758,000 | 1,139,000 | 1,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,435,000 | 11,637,000 | 11,827,000 | 12,038,000 |
| Total capital | 12,582,000 | 12,821,000 | 12,929,000 | 13,271,000 |
| Risk-weighted assets | 91,408,000 | 94,270,000 | 87,678,000 | 98,216,000 |