Call reports 2010
STATE BANK OF DAVIS — 2010
What STATE BANK OF DAVIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 119,837,000 | 118,344,000 | 125,969,000 | 129,537,000 |
| Total loans | 76,276,000 | 75,282,000 | 84,446,000 | 90,449,000 |
| Allowance for loan losses | 1,129,000 | 1,231,000 | 1,399,000 | 1,606,000 |
| Securities available for sale | 36,018,000 | 36,275,000 | 35,662,000 | 31,920,000 |
| Securities held to maturity | 3,601,000 | 3,513,000 | 3,287,000 | 2,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,178,000 | 100,928,000 | 103,772,000 | 108,192,000 |
| Interest-bearing deposits | 93,611,000 | 93,448,000 | 96,265,000 | 99,228,000 |
| Noninterest-bearing deposits | 6,567,000 | 7,480,000 | 7,507,000 | 8,964,000 |
| Equity capital | 11,138,000 | 11,346,000 | 11,880,000 | 11,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,000,000 | 4,509,000 | 6,054,000 |
| Interest expense | 559,000 | 1,096,000 | 1,625,000 | 2,142,000 |
| Net interest income | 920,000 | 1,904,000 | 2,884,000 | 3,912,000 |
| Noninterest income | 67,000 | 147,000 | 204,000 | 281,000 |
| Noninterest expense | 420,000 | 862,000 | 1,297,000 | 1,745,000 |
| Provision for loan losses | 110,000 | 240,000 | 420,000 | 620,000 |
| Pretax income | 458,000 | 967,000 | 1,382,000 | 1,839,000 |
| Income tax | 98,000 | 214,000 | 298,000 | 404,000 |
| Net income | 360,000 | 753,000 | 1,084,000 | 1,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,745,000 | 10,947,000 | 11,087,000 | 11,261,000 |
| Total capital | 11,774,000 | 11,955,000 | 12,192,000 | 12,430,000 |
| Risk-weighted assets | 82,247,000 | 80,410,000 | 88,104,000 | 93,117,000 |