Call reports 2001
STATE BANK OF DAVIS — 2001
What STATE BANK OF DAVIS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,336,000 | 61,445,000 | 62,922,000 | 64,539,000 |
| Total loans | 36,073,000 | 35,430,000 | 37,599,000 | 39,034,000 |
| Allowance for loan losses | 594,000 | 613,000 | 728,000 | 780,000 |
| Securities available for sale | 11,386,000 | 13,001,000 | 13,933,000 | 15,537,000 |
| Securities held to maturity | 7,063,000 | 7,064,000 | 7,034,000 | 7,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,680,000 | 56,785,000 | 57,825,000 | 58,724,000 |
| Interest-bearing deposits | 50,836,000 | 52,976,000 | 54,507,000 | 54,634,000 |
| Noninterest-bearing deposits | 3,844,000 | 3,809,000 | 3,318,000 | 4,090,000 |
| Equity capital | 4,248,000 | 4,353,000 | 4,549,000 | 4,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,124,000 | 3,193,000 | 4,241,000 |
| Interest expense | 660,000 | 1,312,000 | 1,938,000 | 2,512,000 |
| Net interest income | 388,000 | 812,000 | 1,255,000 | 1,729,000 |
| Noninterest income | 37,000 | 74,000 | 113,000 | 153,000 |
| Noninterest expense | 252,000 | 519,000 | 786,000 | 1,052,000 |
| Provision for loan losses | 24,000 | 48,000 | 213,000 | 243,000 |
| Pretax income | 149,000 | 319,000 | 369,000 | 587,000 |
| Income tax | 20,000 | 48,000 | 30,000 | 74,000 |
| Net income | 129,000 | 271,000 | 339,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,992,000 | 4,110,000 | 4,153,000 | 4,302,000 |
| Total capital | 4,444,000 | 4,589,000 | 4,645,000 | 4,879,000 |
| Risk-weighted assets | 35,983,000 | 38,181,000 | 39,168,000 | 45,936,000 |