Call reports 2025
CATHAY BANK — 2025
What CATHAY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 23,189,059,000 | 23,709,143,000 | 24,059,479,000 | 24,213,489,000 |
| Total loans | 19,364,042,000 | 19,794,184,000 | 20,098,735,000 | 20,140,376,000 |
| Allowance for loan losses | 173,936,000 | 173,531,000 | 186,647,000 | 195,911,000 |
| Securities available for sale | 1,434,041,000 | 1,648,433,000 | 1,643,450,000 | 1,658,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,620,091,000 | 19,793,346,000 | 20,288,400,000 | 20,649,242,000 |
| Interest-bearing deposits | 16,254,642,000 | 16,407,677,000 | 16,715,532,000 | 17,154,058,000 |
| Noninterest-bearing deposits | 3,365,449,000 | 3,385,669,000 | 3,572,868,000 | 3,495,184,000 |
| Equity capital | 2,948,530,000 | 2,969,033,000 | 2,988,300,000 | 3,013,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 319,559,000 | 642,635,000 | 977,026,000 | 1,310,045,000 |
| Interest expense | 140,737,000 | 280,405,000 | 422,970,000 | 558,754,000 |
| Net interest income | 178,822,000 | 362,230,000 | 554,056,000 | 751,291,000 |
| Noninterest income | 15,428,000 | 32,893,000 | 52,083,000 | 70,377,000 |
| Noninterest expense | 85,126,000 | 173,146,000 | 262,338,000 | 354,316,000 |
| Provision for loan losses | 14,149,000 | 26,484,000 | 55,247,000 | 69,866,000 |
| Pretax income | 93,744,000 | 195,904,000 | 289,736,000 | 406,273,000 |
| Income tax | 19,089,000 | 39,452,000 | 55,545,000 | 79,422,000 |
| Net income | 74,655,000 | 156,452,000 | 234,191,000 | 326,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,612,555,000 | 2,635,066,000 | 2,650,169,000 | 2,678,692,000 |
| Total capital | 2,797,519,000 | 2,818,489,000 | 2,846,677,000 | 2,887,045,000 |
| Risk-weighted assets | 18,613,754,000 | 19,102,338,000 | 19,451,610,000 | 19,516,817,000 |