Call reports 2021
CATHAY BANK — 2021
What CATHAY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 19,214,862,000 | 19,330,759,000 | 19,846,076,000 | 20,872,611,000 |
| Total loans | 15,668,190,000 | 15,702,088,000 | 15,987,879,000 | 16,349,860,000 |
| Allowance for loan losses | 145,110,000 | 131,256,000 | 131,945,000 | 136,157,000 |
| Securities available for sale | 908,844,000 | 1,002,515,000 | 1,079,216,000 | 1,127,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,174,133,000 | 16,344,634,000 | 16,843,436,000 | 17,848,394,000 |
| Interest-bearing deposits | 12,655,492,000 | 12,682,511,000 | 12,807,756,000 | 13,357,187,000 |
| Noninterest-bearing deposits | 3,518,641,000 | 3,662,123,000 | 4,035,680,000 | 4,491,207,000 |
| Equity capital | 2,496,871,000 | 2,527,813,000 | 2,535,078,000 | 2,530,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 163,415,000 | 328,922,000 | 497,792,000 | 667,104,000 |
| Interest expense | 20,307,000 | 36,466,000 | 51,365,000 | 63,846,000 |
| Net interest income | 143,108,000 | 292,456,000 | 446,427,000 | 603,258,000 |
| Noninterest income | 11,818,000 | 25,351,000 | 37,639,000 | 52,045,000 |
| Noninterest expense | 70,656,000 | 138,665,000 | 210,388,000 | 282,875,000 |
| Provision for loan losses | -12,110,000 | -18,709,000 | -15,709,000 | -11,209,000 |
| Pretax income | 97,774,000 | 200,977,000 | 292,441,000 | 387,741,000 |
| Income tax | 21,762,000 | 45,481,000 | 63,143,000 | 85,366,000 |
| Net income | 76,012,000 | 155,496,000 | 229,298,000 | 302,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,094,856,000 | 2,126,129,000 | 2,137,383,000 | 2,137,925,000 |
| Total capital | 2,250,416,000 | 2,265,435,000 | 2,277,428,000 | 2,281,182,000 |
| Risk-weighted assets | 14,747,905,000 | 14,918,977,000 | 15,565,619,000 | 16,053,161,000 |