Call reports 2020
CATHAY BANK — 2020
What CATHAY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 18,264,870,000 | 19,235,288,000 | 19,000,888,000 | 19,024,182,000 |
| Total loans | 15,557,808,000 | 15,654,610,000 | 15,600,356,000 | 15,670,967,000 |
| Allowance for loan losses | 148,273,000 | 169,680,000 | 179,130,000 | 166,538,000 |
| Securities available for sale | 1,355,173,000 | 1,146,102,000 | 1,080,540,000 | 1,036,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,826,400,000 | 16,004,651,000 | 15,820,430,000 | 15,932,641,000 |
| Interest-bearing deposits | 12,031,091,000 | 12,750,894,000 | 12,528,668,000 | 12,543,425,000 |
| Noninterest-bearing deposits | 2,795,309,000 | 3,253,757,000 | 3,291,761,000 | 3,389,216,000 |
| Equity capital | 2,394,330,000 | 2,422,095,000 | 2,445,579,000 | 2,467,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 186,868,000 | 360,986,000 | 533,392,000 | 701,158,000 |
| Interest expense | 45,202,000 | 83,517,000 | 117,028,000 | 143,591,000 |
| Net interest income | 141,666,000 | 277,469,000 | 416,364,000 | 557,567,000 |
| Noninterest income | 16,489,000 | 25,190,000 | 36,493,000 | 46,871,000 |
| Noninterest expense | 68,713,000 | 133,903,000 | 208,644,000 | 282,968,000 |
| Provision for loan losses | 25,000,000 | 50,000,000 | 62,500,000 | 57,500,000 |
| Pretax income | 63,175,000 | 119,091,000 | 182,300,000 | 265,157,000 |
| Income tax | 11,448,000 | 14,310,000 | 17,803,000 | 28,813,000 |
| Net income | 51,727,000 | 104,781,000 | 164,497,000 | 236,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,978,085,000 | 2,008,039,000 | 2,034,242,000 | 2,059,056,000 |
| Total capital | 2,129,371,000 | 2,182,382,000 | 2,219,035,000 | 2,231,474,000 |
| Risk-weighted assets | 15,363,088,000 | 15,009,131,000 | 14,898,009,000 | 14,884,442,000 |