Call reports 2016
CATHAY BANK — 2016
What CATHAY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 13,219,761,000 | 13,447,004,000 | 14,054,033,000 | 14,483,815,000 |
| Total loans | 10,356,112,000 | 10,519,398,000 | 11,009,753,000 | 11,203,832,000 |
| Allowance for loan losses | 134,552,000 | 122,948,000 | 117,942,000 | 118,966,000 |
| Securities available for sale | 1,474,359,000 | 1,227,709,000 | 1,284,082,000 | 1,296,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,039,486,000 | 10,153,012,000 | 10,671,119,000 | 11,408,073,000 |
| Interest-bearing deposits | 8,029,141,000 | 8,045,868,000 | 8,456,385,000 | 8,953,532,000 |
| Noninterest-bearing deposits | 2,010,345,000 | 2,107,144,000 | 2,214,734,000 | 2,454,541,000 |
| Equity capital | 1,807,683,000 | 1,820,651,000 | 1,856,469,000 | 1,879,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 122,445,000 | 244,441,000 | 368,689,000 | 499,426,000 |
| Interest expense | 18,542,000 | 37,228,000 | 56,102,000 | 75,413,000 |
| Net interest income | 103,903,000 | 207,213,000 | 312,587,000 | 424,013,000 |
| Noninterest income | 7,919,000 | 15,982,000 | 23,921,000 | 30,734,000 |
| Noninterest expense | 50,406,000 | 118,750,000 | 169,581,000 | 222,742,000 |
| Provision for loan losses | -10,500,000 | -15,650,000 | -15,650,000 | -15,650,000 |
| Pretax income | 71,916,000 | 121,750,000 | 185,924,000 | 252,759,000 |
| Income tax | 23,969,000 | 37,390,000 | 54,155,000 | 71,541,000 |
| Net income | 47,947,000 | 84,360,000 | 131,769,000 | 181,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,431,812,000 | 1,443,353,000 | 1,479,539,000 | 1,515,095,000 |
| Total capital | 1,566,706,000 | 1,568,425,000 | 1,599,705,000 | 1,637,285,000 |
| Risk-weighted assets | 10,789,155,000 | 10,851,545,000 | 11,192,971,000 | 11,346,262,000 |