Call reports 2015
CATHAY BANK — 2015
What CATHAY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 11,877,967,000 | 11,886,453,000 | 12,710,931,000 | 13,219,796,000 |
| Total loans | 9,213,690,000 | 9,491,814,000 | 10,030,356,000 | 10,161,890,000 |
| Allowance for loan losses | 156,089,000 | 153,437,000 | 150,076,000 | 138,962,000 |
| Securities available for sale | 1,190,986,000 | 1,531,923,000 | 1,369,156,000 | 1,574,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 3,363,000 | 3,381,000 |
| Total deposits | 8,805,549,000 | 9,062,404,000 | 9,887,554,000 | 10,227,778,000 |
| Interest-bearing deposits | 7,145,279,000 | 7,412,391,000 | 8,028,573,000 | 8,250,659,000 |
| Noninterest-bearing deposits | 1,660,269,000 | 1,650,013,000 | 1,858,981,000 | 1,977,119,000 |
| Equity capital | 1,711,848,000 | 1,729,651,000 | 1,799,755,000 | 1,807,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 105,021,000 | 217,491,000 | 334,496,000 | 454,185,000 |
| Interest expense | 15,592,000 | 31,791,000 | 49,566,000 | 68,221,000 |
| Net interest income | 89,429,000 | 185,700,000 | 284,930,000 | 385,964,000 |
| Noninterest income | 9,133,000 | 20,525,000 | 28,587,000 | 36,624,000 |
| Noninterest expense | 43,121,000 | 91,950,000 | 148,541,000 | 201,388,000 |
| Provision for loan losses | -5,000,000 | -7,150,000 | -8,400,000 | -11,400,000 |
| Pretax income | 60,420,000 | 121,947,000 | 173,882,000 | 233,106,000 |
| Income tax | 22,658,000 | 35,166,000 | 47,833,000 | 65,037,000 |
| Net income | 37,762,000 | 86,781,000 | 126,049,000 | 168,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,392,979,000 | 1,418,112,000 | 1,426,898,000 | 1,443,158,000 |
| Total capital | 1,516,446,000 | 1,544,858,000 | 1,558,815,000 | 1,576,525,000 |
| Risk-weighted assets | 9,843,055,000 | 10,111,433,000 | 10,533,804,000 | 10,662,247,000 |