Call reports 2014
CATHAY BANK — 2014
What CATHAY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 11,276,585,000 | 11,537,828,000 | 11,577,189,000 | 11,488,897,000 |
| Total loans | 8,289,357,000 | 8,551,786,000 | 8,845,360,000 | 8,902,675,000 |
| Allowance for loan losses | 169,138,000 | 169,076,000 | 169,198,000 | 161,420,000 |
| Securities available for sale | 1,564,893,000 | 1,322,248,000 | 1,323,612,000 | 1,308,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,870,140,000 | 8,235,393,000 | 8,343,037,000 | 8,478,910,000 |
| Interest-bearing deposits | 6,435,257,000 | 6,776,546,000 | 6,812,488,000 | 6,898,073,000 |
| Noninterest-bearing deposits | 1,434,883,000 | 1,458,847,000 | 1,530,549,000 | 1,580,837,000 |
| Equity capital | 1,564,539,000 | 1,611,919,000 | 1,649,992,000 | 1,667,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 101,334,000 | 206,488,000 | 312,989,000 | 419,114,000 |
| Interest expense | 17,854,000 | 36,485,000 | 54,621,000 | 71,467,000 |
| Net interest income | 83,480,000 | 170,003,000 | 258,368,000 | 347,647,000 |
| Noninterest income | 8,426,000 | 17,995,000 | 27,477,000 | 37,116,000 |
| Noninterest expense | 47,525,000 | 90,946,000 | 134,205,000 | 176,699,000 |
| Provision for loan losses | -372,000 | -4,072,000 | -9,172,000 | -11,172,000 |
| Pretax income | 49,870,000 | 100,704,000 | 157,243,000 | 216,115,000 |
| Income tax | 18,193,000 | 36,835,000 | 58,441,000 | 80,418,000 |
| Net income | 31,677,000 | 63,869,000 | 98,802,000 | 135,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,277,119,000 | 1,309,294,000 | 1,344,282,000 | 1,353,481,000 |
| Total capital | 1,390,020,000 | 1,423,358,000 | 1,461,746,000 | 1,471,274,000 |
| Risk-weighted assets | 8,974,122,000 | 9,068,253,000 | 9,343,358,000 | 9,382,898,000 |