Call reports 2010
CATHAY BANK — 2010
What CATHAY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 11,854,833,000 | 11,397,257,000 | 11,237,605,000 | 10,787,818,000 |
| Total loans | 6,865,476,000 | 6,852,076,000 | 6,905,837,000 | 6,863,891,000 |
| Allowance for loan losses | 233,120,000 | 255,650,000 | 257,705,000 | 245,231,000 |
| Securities available for sale | 3,220,265,000 | 2,735,882,000 | 2,760,086,000 | 2,001,156,000 |
| Securities held to maturity | 635,208,000 | 634,139,000 | 603,467,000 | 840,102,000 |
| Trading assets | 12,980,000 | 0 | 0 | 3,795,000 |
| Total deposits | 7,545,654,000 | 7,158,052,000 | 6,996,884,000 | 6,850,167,000 |
| Interest-bearing deposits | 6,716,906,000 | 6,305,195,000 | 6,092,024,000 | 5,946,863,000 |
| Noninterest-bearing deposits | 828,748,000 | 852,857,000 | 904,859,000 | 903,304,000 |
| Equity capital | 1,465,020,000 | 1,485,861,000 | 1,504,677,000 | 1,498,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 126,713,000 | 251,272,000 | 372,097,000 | 490,726,000 |
| Interest expense | 51,095,000 | 100,089,000 | 146,460,000 | 188,836,000 |
| Net interest income | 75,618,000 | 151,183,000 | 225,637,000 | 301,890,000 |
| Noninterest income | 133,000 | 1,718,000 | 3,493,000 | 1,358,000 |
| Noninterest expense | 42,279,000 | 81,752,000 | 112,744,000 | 159,626,000 |
| Provision for loan losses | 84,288,000 | 129,377,000 | 149,443,000 | 159,770,000 |
| Pretax income | -47,377,000 | -49,600,000 | -23,454,000 | 3,038,000 |
| Income tax | -22,530,000 | -27,449,000 | -19,712,000 | -12,320,000 |
| Net income | -24,998,000 | -22,452,000 | -4,194,000 | 14,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,106,574,000 | 1,115,737,000 | 1,149,397,000 | 1,182,032,000 |
| Total capital | 1,258,587,000 | 1,265,495,000 | 1,300,989,000 | 1,333,610,000 |
| Risk-weighted assets | 8,025,006,000 | 7,819,901,000 | 7,967,963,000 | 7,980,219,000 |