Call reports 2009
CATHAY BANK — 2009
What CATHAY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 11,382,274,000 | 11,383,385,000 | 11,736,410,000 | 11,572,905,000 |
| Total loans | 7,383,704,000 | 7,244,790,000 | 7,106,702,000 | 6,945,629,000 |
| Allowance for loan losses | 132,393,000 | 169,551,000 | 189,370,000 | 211,889,000 |
| Securities available for sale | 2,943,467,000 | 3,158,450,000 | 3,293,725,000 | 2,912,777,000 |
| Securities held to maturity | 0 | 0 | 99,865,000 | 635,015,000 |
| Trading assets | 248,825,000 | 75,314,000 | 0 | 0 |
| Total deposits | 7,165,945,000 | 7,198,640,000 | 7,486,232,000 | 7,246,434,000 |
| Interest-bearing deposits | 6,424,702,000 | 6,456,530,000 | 6,688,081,000 | 6,423,710,000 |
| Noninterest-bearing deposits | 741,243,000 | 742,110,000 | 798,150,000 | 822,724,000 |
| Equity capital | 1,373,787,000 | 1,319,227,000 | 1,351,095,000 | 1,386,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 137,985,000 | 267,449,000 | 399,438,000 | 528,701,000 |
| Interest expense | 66,313,000 | 128,598,000 | 186,932,000 | 242,491,000 |
| Net interest income | 71,672,000 | 138,851,000 | 212,506,000 | 286,210,000 |
| Noninterest income | 4,517,000 | -2,015,000 | 2,917,000 | -3,535,000 |
| Noninterest expense | 35,039,000 | 76,531,000 | 111,658,000 | 149,204,000 |
| Provision for loan losses | 48,318,000 | 141,498,000 | 218,309,000 | 309,125,000 |
| Pretax income | 15,329,000 | -31,757,000 | -62,225,000 | -119,275,000 |
| Income tax | 3,917,000 | -19,511,000 | -33,347,000 | -57,954,000 |
| Net income | 11,261,000 | -12,547,000 | -29,335,000 | -61,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,025,965,000 | 1,004,477,000 | 1,012,335,000 | 1,066,570,000 |
| Total capital | 1,182,557,000 | 1,161,180,000 | 1,167,964,000 | 1,219,405,000 |
| Risk-weighted assets | 8,495,507,000 | 8,438,582,000 | 8,302,520,000 | 8,112,540,000 |