Call reports 2008
CATHAY BANK — 2008
What CATHAY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 10,428,710,000 | 10,796,543,000 | 11,039,989,000 | 11,568,039,000 |
| Total loans | 6,908,863,000 | 7,317,596,000 | 7,489,023,000 | 7,462,303,000 |
| Allowance for loan losses | 67,428,000 | 84,856,000 | 92,068,000 | 122,093,000 |
| Securities available for sale | 2,451,549,000 | 2,533,352,000 | 2,592,331,000 | 3,083,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,242,412,000 | 6,695,883,000 | 6,780,885,000 | 6,789,240,000 |
| Interest-bearing deposits | 5,471,520,000 | 5,869,056,000 | 5,963,038,000 | 6,076,517,000 |
| Noninterest-bearing deposits | 770,892,000 | 826,827,000 | 817,847,000 | 712,723,000 |
| Equity capital | 1,112,835,000 | 1,097,396,000 | 1,109,451,000 | 1,363,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 154,465,000 | 298,843,000 | 445,312,000 | 590,948,000 |
| Interest expense | 77,008,000 | 147,428,000 | 218,420,000 | 288,121,000 |
| Net interest income | 77,457,000 | 151,415,000 | 226,892,000 | 302,827,000 |
| Noninterest income | 6,906,000 | 14,096,000 | 20,315,000 | 24,004,000 |
| Noninterest expense | 32,727,000 | 67,337,000 | 101,226,000 | 138,031,000 |
| Provision for loan losses | 7,149,000 | 27,062,000 | 43,401,000 | 103,944,000 |
| Pretax income | 44,487,000 | 73,444,000 | 89,600,000 | 78,885,000 |
| Income tax | 15,897,000 | 24,508,000 | 32,675,000 | 23,258,000 |
| Net income | 28,590,000 | 48,936,000 | 56,925,000 | 55,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 772,228,000 | 786,779,000 | 801,115,000 | 1,012,165,000 |
| Total capital | 894,583,000 | 927,149,000 | 948,158,000 | 1,171,495,000 |
| Risk-weighted assets | 8,281,869,000 | 8,524,888,000 | 8,623,264,000 | 8,726,317,000 |