Call reports 2007
CATHAY BANK — 2007
What CATHAY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,675,458,000 | 8,883,079,000 | 9,617,516,000 | 10,387,717,000 |
| Total loans | 5,885,408,000 | 6,163,576,000 | 6,428,404,000 | 6,673,107,000 |
| Allowance for loan losses | 60,671,000 | 60,513,000 | 61,617,000 | 64,983,000 |
| Securities available for sale | 1,860,194,000 | 1,711,128,000 | 2,043,529,000 | 2,347,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,202,000 | 10,181,000 | 10,097,000 | 5,150,000 |
| Total deposits | 5,765,200,000 | 5,830,624,000 | 6,048,498,000 | 6,242,547,000 |
| Interest-bearing deposits | 4,945,775,000 | 5,029,462,000 | 5,262,812,000 | 5,455,876,000 |
| Noninterest-bearing deposits | 819,425,000 | 801,162,000 | 785,686,000 | 786,671,000 |
| Equity capital | 996,777,000 | 1,022,331,000 | 1,053,660,000 | 1,083,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 142,034,000 | 291,988,000 | 451,288,000 | 615,975,000 |
| Interest expense | 67,778,000 | 138,870,000 | 215,858,000 | 297,589,000 |
| Net interest income | 74,256,000 | 153,118,000 | 235,430,000 | 318,386,000 |
| Noninterest income | 5,938,000 | 11,653,000 | 20,346,000 | 26,438,000 |
| Noninterest expense | 30,126,000 | 62,350,000 | 95,251,000 | 128,664,000 |
| Provision for loan losses | 795,000 | 2,694,000 | 5,081,000 | 10,865,000 |
| Pretax income | 49,453,000 | 99,907,000 | 155,711,000 | 206,105,000 |
| Income tax | 18,301,000 | 36,911,000 | 57,237,000 | 75,162,000 |
| Net income | 31,152,000 | 62,996,000 | 98,474,000 | 130,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 668,570,000 | 703,128,000 | 730,284,000 | 750,698,000 |
| Total capital | 784,733,000 | 819,240,000 | 847,337,000 | 870,257,000 |
| Risk-weighted assets | 7,508,292,000 | 7,733,245,000 | 8,040,008,000 | 8,300,344,000 |