Call reports 2006
CATHAY BANK — 2006
What CATHAY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 6,867,231,000 | 7,443,055,000 | 7,619,858,000 | 8,013,844,000 |
| Total loans | 4,991,513,000 | 5,388,590,000 | 5,507,116,000 | 5,735,605,000 |
| Allowance for loan losses | 57,682,000 | 60,919,000 | 59,897,000 | 60,248,000 |
| Securities available for sale | 1,312,079,000 | 1,377,069,000 | 1,444,425,000 | 1,522,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 5,195,000 |
| Total deposits | 5,030,327,000 | 5,255,035,000 | 5,470,256,000 | 5,679,178,000 |
| Interest-bearing deposits | 4,332,580,000 | 4,511,893,000 | 4,683,685,000 | 4,893,815,000 |
| Noninterest-bearing deposits | 697,747,000 | 743,143,000 | 786,571,000 | 785,363,000 |
| Equity capital | 850,120,000 | 930,581,000 | 975,702,000 | 990,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 104,684,000 | 225,872,000 | 355,529,000 | 491,841,000 |
| Interest expense | 38,146,000 | 86,720,000 | 143,906,000 | 206,290,000 |
| Net interest income | 66,538,000 | 139,152,000 | 211,623,000 | 285,551,000 |
| Noninterest income | 4,552,000 | 10,786,000 | 16,640,000 | 22,345,000 |
| Noninterest expense | 25,401,000 | 54,051,000 | 83,571,000 | 113,577,000 |
| Provision for loan losses | 1,233,000 | 2,591,000 | 1,295,000 | 1,337,000 |
| Pretax income | 44,483,000 | 93,323,000 | 143,630,000 | 193,195,000 |
| Income tax | 16,514,000 | 34,790,000 | 52,930,000 | 70,777,000 |
| Net income | 27,969,000 | 58,533,000 | 90,700,000 | 122,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 616,119,000 | 630,921,000 | 665,653,000 | 670,206,000 |
| Total capital | 678,987,000 | 697,011,000 | 781,075,000 | 786,092,000 |
| Risk-weighted assets | 5,947,246,000 | 6,472,674,000 | 6,804,546,000 | 7,155,857,000 |