Call reports 2005
CATHAY BANK — 2005
What CATHAY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 6,156,350,000 | 6,064,516,000 | 6,147,370,000 | 6,382,209,000 |
| Total loans | 4,001,552,000 | 4,170,994,000 | 4,357,570,000 | 4,635,111,000 |
| Allowance for loan losses | 58,427,000 | 58,056,000 | 57,569,000 | 56,473,000 |
| Securities available for sale | 1,658,161,000 | 1,398,776,000 | 1,281,537,000 | 1,203,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,700,572,000 | 4,833,380,000 | 4,868,098,000 | 4,922,463,000 |
| Interest-bearing deposits | 3,973,413,000 | 4,136,339,000 | 4,167,929,000 | 4,189,629,000 |
| Noninterest-bearing deposits | 727,159,000 | 697,041,000 | 700,169,000 | 732,834,000 |
| Equity capital | 744,952,000 | 782,300,000 | 802,993,000 | 829,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 80,560,000 | 165,278,000 | 254,462,000 | 350,724,000 |
| Interest expense | 21,130,000 | 45,707,000 | 73,646,000 | 106,247,000 |
| Net interest income | 59,430,000 | 119,571,000 | 180,816,000 | 244,477,000 |
| Noninterest income | 5,550,000 | 10,250,000 | 15,410,000 | 20,495,000 |
| Noninterest expense | 22,045,000 | 45,921,000 | 71,137,000 | 96,198,000 |
| Provision for loan losses | 1,936,000 | 1,405,000 | 37,000 | -230,000 |
| Pretax income | 41,699,000 | 84,085,000 | 127,200,000 | 171,608,000 |
| Income tax | 16,296,000 | 32,239,000 | 47,978,000 | 64,546,000 |
| Net income | 25,403,000 | 51,846,000 | 79,222,000 | 107,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 496,565,000 | 525,779,000 | 557,558,000 | 587,788,000 |
| Total capital | 557,401,000 | 587,307,000 | 619,111,000 | 648,806,000 |
| Risk-weighted assets | 4,821,558,000 | 4,998,256,000 | 5,215,676,000 | 5,491,451,000 |