Call reports 2003
CATHAY BANK — 2003
What CATHAY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,909,927,000 | 3,009,574,000 | 3,197,726,000 | 5,536,276,000 |
| Total loans | 1,950,693,000 | 1,949,148,000 | 2,090,970,000 | 3,295,559,000 |
| Allowance for loan losses | 24,175,000 | 25,646,000 | 27,498,000 | 61,560,000 |
| Securities available for sale | 323,485,000 | 905,678,000 | 943,127,000 | 1,673,297,000 |
| Securities held to maturity | 459,839,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,420,742,000 | 2,468,889,000 | 2,588,475,000 | 4,461,645,000 |
| Interest-bearing deposits | 2,095,016,000 | 2,124,157,000 | 2,178,077,000 | 3,794,524,000 |
| Noninterest-bearing deposits | 325,726,000 | 344,732,000 | 410,398,000 | 667,121,000 |
| Equity capital | 288,002,000 | 305,831,000 | 309,552,000 | 655,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 35,279,000 | 70,616,000 | 106,402,000 | 166,068,000 |
| Interest expense | 9,135,000 | 18,170,000 | 26,892,000 | 39,206,000 |
| Net interest income | 26,144,000 | 52,446,000 | 79,510,000 | 126,862,000 |
| Noninterest income | 3,685,000 | 7,303,000 | 11,116,000 | 14,505,000 |
| Noninterest expense | 11,070,000 | 23,269,000 | 34,161,000 | 56,901,000 |
| Provision for loan losses | 1,831,000 | 3,243,000 | 5,049,000 | 4,871,000 |
| Pretax income | 18,825,000 | 39,203,000 | 59,226,000 | 89,960,000 |
| Income tax | 6,192,000 | 13,166,000 | 19,878,000 | 33,149,000 |
| Net income | 12,633,000 | 26,037,000 | 39,348,000 | 56,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,962,000 | 282,591,000 | 291,023,000 | 375,543,000 |
| Total capital | 298,925,000 | 310,263,000 | 320,392,000 | 424,866,000 |
| Risk-weighted assets | 2,336,679,000 | 2,333,193,000 | 2,496,725,000 | 3,929,369,000 |