Call reports 2002
CATHAY BANK — 2002
What CATHAY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,511,392,000 | 2,574,515,000 | 2,662,148,000 | 2,751,406,000 |
| Total loans | 1,677,157,000 | 1,722,931,000 | 1,848,272,000 | 1,872,621,000 |
| Allowance for loan losses | 24,034,000 | 22,035,000 | 21,534,000 | 22,574,000 |
| Securities available for sale | 304,211,000 | 290,416,000 | 260,010,000 | 244,214,000 |
| Securities held to maturity | 356,608,000 | 359,735,000 | 378,542,000 | 459,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,160,605,000 | 2,211,052,000 | 2,280,031,000 | 2,318,892,000 |
| Interest-bearing deposits | 1,885,708,000 | 1,934,181,000 | 1,984,255,000 | 2,011,815,000 |
| Noninterest-bearing deposits | 274,897,000 | 276,871,000 | 295,776,000 | 307,077,000 |
| Equity capital | 242,418,000 | 257,751,000 | 270,100,000 | 279,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 36,266,000 | 71,533,000 | 107,837,000 | 143,001,000 |
| Interest expense | 10,683,000 | 20,518,000 | 30,580,000 | 39,920,000 |
| Net interest income | 25,583,000 | 51,015,000 | 77,257,000 | 103,081,000 |
| Noninterest income | 3,592,000 | 7,336,000 | 11,074,000 | 15,707,000 |
| Noninterest expense | 10,824,000 | 21,174,000 | 31,978,000 | 43,857,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 5,629,000 |
| Pretax income | 16,852,000 | 34,842,000 | 53,979,000 | 71,568,000 |
| Income tax | 5,414,000 | 11,021,000 | 17,094,000 | 22,536,000 |
| Net income | 11,438,000 | 23,821,000 | 36,885,000 | 49,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,619,000 | 242,908,000 | 253,429,000 | 262,874,000 |
| Total capital | 254,653,000 | 264,943,000 | 276,561,000 | 287,417,000 |
| Risk-weighted assets | 2,088,244,000 | 2,114,512,000 | 2,217,409,000 | 2,271,902,000 |