Call reports 2022
FARMERS & MERCHANTS BANK — 2022
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,236,893,000 | 1,230,417,000 | 1,235,521,000 | 1,245,068,000 |
| Total loans | 662,039,000 | 695,946,000 | 702,902,000 | 744,977,000 |
| Allowance for loan losses | 7,389,000 | 7,798,000 | 7,513,000 | 7,936,000 |
| Securities available for sale | 461,822,000 | 446,823,000 | 430,460,000 | 392,095,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,123,931,000 | 1,114,187,000 | 1,126,813,000 | 1,093,176,000 |
| Interest-bearing deposits | 913,924,000 | 903,026,000 | 917,636,000 | 886,977,000 |
| Noninterest-bearing deposits | 210,007,000 | 211,161,000 | 209,177,000 | 206,199,000 |
| Equity capital | 87,843,000 | 71,256,000 | 64,525,000 | 69,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,059,000 | 19,070,000 | 30,084,000 | 42,139,000 |
| Interest expense | 866,000 | 1,760,000 | 3,301,000 | 6,534,000 |
| Net interest income | 8,193,000 | 17,310,000 | 26,783,000 | 35,605,000 |
| Noninterest income | 2,009,000 | 4,011,000 | 5,648,000 | 10,906,000 |
| Noninterest expense | 8,183,000 | 16,543,000 | 24,716,000 | 33,336,000 |
| Provision for loan losses | -450,000 | 150,000 | 150,000 | 866,000 |
| Pretax income | 2,469,000 | 4,531,000 | 7,468,000 | 9,457,000 |
| Income tax | 417,000 | 516,000 | 881,000 | 652,000 |
| Net income | 2,052,000 | 4,015,000 | 6,587,000 | 8,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,260,000 | 104,724,000 | 105,798,000 | 106,519,000 |
| Total capital | 111,649,000 | 112,522,000 | 113,311,000 | 114,455,000 |
| Risk-weighted assets | 759,664,000 | 805,657,000 | 815,116,000 | 839,045,000 |