Call reports 2019
FARMERS & MERCHANTS BANK — 2019
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 777,815,000 | 805,898,000 | 812,397,000 | 812,968,000 |
| Total loans | 688,741,000 | 714,813,000 | 712,692,000 | 670,224,000 |
| Allowance for loan losses | 4,932,000 | 6,050,000 | 8,982,000 | 8,390,000 |
| Securities available for sale | 8,305,000 | 8,354,000 | 5,332,000 | 4,366,000 |
| Securities held to maturity | 123,000 | 124,000 | 124,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,803,000 | 610,753,000 | 622,213,000 | 643,313,000 |
| Interest-bearing deposits | 555,555,000 | 563,346,000 | 566,591,000 | 589,424,000 |
| Noninterest-bearing deposits | 46,248,000 | 47,407,000 | 55,622,000 | 53,889,000 |
| Equity capital | 89,022,000 | 89,184,000 | 87,460,000 | 87,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,531,000 | 19,313,000 | 29,280,000 | 38,210,000 |
| Interest expense | 1,498,000 | 3,224,000 | 5,025,000 | 6,818,000 |
| Net interest income | 8,033,000 | 16,089,000 | 24,255,000 | 31,392,000 |
| Noninterest income | 1,511,000 | 3,607,000 | 5,847,000 | 8,468,000 |
| Noninterest expense | 6,739,000 | 13,510,000 | 20,666,000 | 28,174,000 |
| Provision for loan losses | 1,450,000 | 3,050,000 | 6,800,000 | 7,405,000 |
| Pretax income | 1,355,000 | 3,136,000 | 2,636,000 | 4,281,000 |
| Income tax | 60,000 | 192,000 | -159,000 | -291,000 |
| Net income | 1,317,000 | 2,916,000 | 2,689,000 | 4,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,196,000 | 90,298,000 | 88,574,000 | 88,319,000 |
| Total capital | 95,128,000 | 96,348,000 | 97,246,000 | 96,619,000 |
| Risk-weighted assets | 657,451,000 | 697,117,000 | 693,441,000 | 663,971,000 |