Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 687,870,000 | 730,264,000 | 745,449,000 | 745,061,000 |
| Total loans | 623,362,000 | 663,210,000 | 661,253,000 | 654,371,000 |
| Allowance for loan losses | 8,740,000 | 8,068,000 | 7,571,000 | 7,543,000 |
| Securities available for sale | 12,876,000 | 10,803,000 | 24,724,000 | 24,648,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,441,000 | 506,380,000 | 530,033,000 | 538,240,000 |
| Interest-bearing deposits | 461,399,000 | 465,615,000 | 491,238,000 | 496,178,000 |
| Noninterest-bearing deposits | 36,042,000 | 40,765,000 | 38,795,000 | 42,062,000 |
| Equity capital | 82,475,000 | 83,537,000 | 84,754,000 | 85,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,635,000 | 15,565,000 | 23,763,000 | 32,095,000 |
| Interest expense | 814,000 | 1,675,000 | 2,645,000 | 3,599,000 |
| Net interest income | 6,821,000 | 13,890,000 | 21,118,000 | 28,496,000 |
| Noninterest income | 699,000 | 1,685,000 | 2,739,000 | 3,664,000 |
| Noninterest expense | 4,733,000 | 9,504,000 | 14,466,000 | 19,298,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,787,000 | 6,071,000 | 9,391,000 | 12,862,000 |
| Income tax | 724,000 | 1,615,000 | 2,401,000 | 3,348,000 |
| Net income | 2,059,000 | 4,366,000 | 6,836,000 | 9,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,805,000 | 80,867,000 | 84,743,000 | 85,976,000 |
| Total capital | 87,130,000 | 88,675,000 | 92,314,000 | 93,519,000 |
| Risk-weighted assets | 584,554,000 | 624,370,000 | 623,965,000 | 620,193,000 |