Call reports 2015
FARMERS & MERCHANTS BANK — 2015
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 645,539,000 | 648,112,000 | 656,487,000 | 665,509,000 |
| Total loans | 585,875,000 | 588,567,000 | 595,897,000 | 601,859,000 |
| Allowance for loan losses | 8,938,000 | 8,914,000 | 8,870,000 | 8,781,000 |
| Securities available for sale | 13,173,000 | 13,112,000 | 13,038,000 | 12,912,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,977,000 | 483,763,000 | 485,475,000 | 496,577,000 |
| Interest-bearing deposits | 450,227,000 | 447,855,000 | 449,966,000 | 452,683,000 |
| Noninterest-bearing deposits | 33,750,000 | 35,908,000 | 35,509,000 | 43,894,000 |
| Equity capital | 78,044,000 | 79,686,000 | 80,876,000 | 81,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,011,000 | 14,384,000 | 21,835,000 | 29,353,000 |
| Interest expense | 685,000 | 1,384,000 | 2,105,000 | 2,876,000 |
| Net interest income | 6,326,000 | 13,000,000 | 19,730,000 | 26,477,000 |
| Noninterest income | 897,000 | 1,887,000 | 2,880,000 | 3,896,000 |
| Noninterest expense | 4,382,000 | 8,871,000 | 13,366,000 | 17,964,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 2,541,000 | 5,716,000 | 8,944,000 | 12,109,000 |
| Income tax | 745,000 | 1,728,000 | 2,739,000 | 3,702,000 |
| Net income | 1,770,000 | 3,912,000 | 6,090,000 | 8,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,684,000 | 79,326,000 | 80,504,000 | 78,976,000 |
| Total capital | 84,503,000 | 86,171,000 | 87,487,000 | 86,053,000 |
| Risk-weighted assets | 543,466,000 | 545,570,000 | 556,722,000 | 564,469,000 |