Call reports 2013
FARMERS & MERCHANTS BANK — 2013
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 566,108,000 | 556,586,000 | 555,808,000 | 552,401,000 |
| Total loans | 486,872,000 | 487,593,000 | 481,989,000 | 482,257,000 |
| Allowance for loan losses | 8,259,000 | 8,090,000 | 8,339,000 | 8,184,000 |
| Securities available for sale | 10,483,000 | 8,351,000 | 8,305,000 | 30,266,000 |
| Securities held to maturity | 107,000 | 107,000 | 107,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,996,000 | 455,322,000 | 461,777,000 | 464,227,000 |
| Interest-bearing deposits | 435,286,000 | 430,132,000 | 434,961,000 | 435,837,000 |
| Noninterest-bearing deposits | 23,710,000 | 25,190,000 | 26,816,000 | 28,390,000 |
| Equity capital | 50,221,000 | 50,901,000 | 51,631,000 | 53,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,599,000 | 13,109,000 | 19,565,000 | 25,964,000 |
| Interest expense | 1,278,000 | 2,506,000 | 3,700,000 | 4,771,000 |
| Net interest income | 5,321,000 | 10,603,000 | 15,865,000 | 21,193,000 |
| Noninterest income | 872,000 | 1,929,000 | 2,912,000 | 3,852,000 |
| Noninterest expense | 3,579,000 | 7,135,000 | 10,797,000 | 14,678,000 |
| Provision for loan losses | 900,000 | 2,025,000 | 3,025,000 | 3,775,000 |
| Pretax income | 1,714,000 | 3,372,000 | 4,955,000 | 6,592,000 |
| Income tax | 507,000 | 1,025,000 | 1,513,000 | 1,991,000 |
| Net income | 1,207,000 | 2,347,000 | 3,442,000 | 4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,967,000 | 50,708,000 | 51,403,000 | 52,162,000 |
| Total capital | 64,609,000 | 65,440,000 | 66,024,000 | 66,033,000 |
| Risk-weighted assets | 432,938,000 | 440,454,000 | 431,194,000 | 427,957,000 |