Call reports 2012
FARMERS & MERCHANTS BANK — 2012
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 556,873,000 | 553,425,000 | 587,121,000 | 595,573,000 |
| Total loans | 475,961,000 | 491,524,000 | 528,218,000 | 543,026,000 |
| Allowance for loan losses | 7,314,000 | 7,607,000 | 7,870,000 | 8,154,000 |
| Securities available for sale | 18,082,000 | 13,010,000 | 10,873,000 | 8,678,000 |
| Securities held to maturity | 108,000 | 108,000 | 107,000 | 107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,022,000 | 441,648,000 | 445,585,000 | 453,852,000 |
| Interest-bearing deposits | 423,435,000 | 419,902,000 | 425,874,000 | 427,471,000 |
| Noninterest-bearing deposits | 21,587,000 | 21,746,000 | 19,711,000 | 26,381,000 |
| Equity capital | 46,627,000 | 47,552,000 | 48,777,000 | 49,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,694,000 | 13,215,000 | 20,240,000 | 27,225,000 |
| Interest expense | 1,697,000 | 3,318,000 | 4,891,000 | 6,294,000 |
| Net interest income | 4,997,000 | 9,897,000 | 15,349,000 | 20,931,000 |
| Noninterest income | 758,000 | 1,652,000 | 2,667,000 | 3,650,000 |
| Noninterest expense | 3,216,000 | 6,468,000 | 9,892,000 | 13,211,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 4,200,000 |
| Pretax income | 1,639,000 | 3,281,000 | 5,424,000 | 7,170,000 |
| Income tax | 535,000 | 1,016,000 | 1,650,000 | 2,118,000 |
| Net income | 1,104,000 | 2,265,000 | 3,774,000 | 5,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,013,000 | 46,923,000 | 48,133,000 | 49,111,000 |
| Total capital | 61,200,000 | 62,096,000 | 63,372,000 | 64,111,000 |
| Risk-weighted assets | 419,086,000 | 425,600,000 | 446,227,000 | 454,804,000 |