Call reports 2011
FARMERS & MERCHANTS BANK — 2011
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 548,226,000 | 552,411,000 | 566,284,000 | 566,021,000 |
| Total loans | 476,514,000 | 501,709,000 | 517,711,000 | 512,113,000 |
| Allowance for loan losses | 6,095,000 | 6,508,000 | 6,844,000 | 6,937,000 |
| Securities available for sale | 14,531,000 | 13,267,000 | 11,088,000 | 13,127,000 |
| Securities held to maturity | 109,000 | 109,000 | 108,000 | 108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,212,000 | 436,428,000 | 445,809,000 | 435,971,000 |
| Interest-bearing deposits | 419,897,000 | 415,721,000 | 424,470,000 | 412,455,000 |
| Noninterest-bearing deposits | 19,315,000 | 20,707,000 | 21,339,000 | 23,516,000 |
| Equity capital | 43,643,000 | 44,502,000 | 45,624,000 | 45,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,571,000 | 13,542,000 | 20,558,000 | 27,627,000 |
| Interest expense | 1,954,000 | 3,886,000 | 5,779,000 | 7,579,000 |
| Net interest income | 4,617,000 | 9,656,000 | 14,779,000 | 20,048,000 |
| Noninterest income | 806,000 | 1,603,000 | 2,406,000 | 3,200,000 |
| Noninterest expense | 3,189,000 | 6,465,000 | 9,514,000 | 12,675,000 |
| Provision for loan losses | 1,100,000 | 2,200,000 | 3,100,000 | 4,000,000 |
| Pretax income | 1,134,000 | 2,940,000 | 5,128,000 | 7,130,000 |
| Income tax | 364,000 | 855,000 | 1,595,000 | 2,127,000 |
| Net income | 770,000 | 2,085,000 | 3,533,000 | 5,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,816,000 | 42,638,000 | 43,888,000 | 45,159,000 |
| Total capital | 57,366,000 | 58,172,000 | 59,481,000 | 60,555,000 |
| Risk-weighted assets | 415,656,000 | 426,244,000 | 430,683,000 | 430,728,000 |