Call reports 2010
FARMERS & MERCHANTS BANK — 2010
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 526,763,000 | 540,806,000 | 539,352,000 | 535,507,000 |
| Total loans | 462,903,000 | 477,863,000 | 481,292,000 | 468,911,000 |
| Allowance for loan losses | 4,510,000 | 4,890,000 | 5,200,000 | 5,786,000 |
| Securities available for sale | 13,647,000 | 13,163,000 | 12,503,000 | 12,906,000 |
| Securities held to maturity | 110,000 | 109,000 | 109,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,756,000 | 427,719,000 | 425,436,000 | 425,312,000 |
| Interest-bearing deposits | 399,344,000 | 408,447,000 | 407,074,000 | 404,646,000 |
| Noninterest-bearing deposits | 17,412,000 | 19,272,000 | 18,362,000 | 20,666,000 |
| Equity capital | 40,793,000 | 41,791,000 | 42,406,000 | 43,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,752,000 | 13,660,000 | 20,704,000 | 27,774,000 |
| Interest expense | 2,304,000 | 4,523,000 | 6,673,000 | 8,770,000 |
| Net interest income | 4,448,000 | 9,137,000 | 14,031,000 | 19,004,000 |
| Noninterest income | 766,000 | 1,595,000 | 2,441,000 | 3,310,000 |
| Noninterest expense | 3,165,000 | 6,312,000 | 9,538,000 | 12,597,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 3,100,000 | 4,300,000 |
| Pretax income | 1,149,000 | 2,620,000 | 4,018,000 | 5,601,000 |
| Income tax | 350,000 | 772,000 | 1,205,000 | 1,635,000 |
| Net income | 799,000 | 1,848,000 | 2,813,000 | 3,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,598,000 | 39,677,000 | 40,385,000 | 41,342,000 |
| Total capital | 47,060,000 | 49,922,000 | 53,925,000 | 56,524,000 |
| Risk-weighted assets | 402,868,000 | 412,302,000 | 412,661,000 | 407,902,000 |