Call reports 2009
FARMERS & MERCHANTS BANK — 2009
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 484,577,000 | 490,297,000 | 498,553,000 | 534,622,000 |
| Total loans | 429,873,000 | 438,070,000 | 450,368,000 | 466,961,000 |
| Allowance for loan losses | 2,381,000 | 2,556,000 | 4,700,000 | 3,836,000 |
| Securities available for sale | 18,901,000 | 14,067,000 | 13,640,000 | 13,083,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,347,000 | 376,462,000 | 389,070,000 | 420,788,000 |
| Interest-bearing deposits | 348,389,000 | 358,169,000 | 372,886,000 | 403,251,000 |
| Noninterest-bearing deposits | 15,958,000 | 18,293,000 | 16,184,000 | 17,537,000 |
| Equity capital | 39,394,000 | 40,061,000 | 39,142,000 | 40,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,655,000 | 13,654,000 | 20,376,000 | 27,393,000 |
| Interest expense | 2,674,000 | 5,193,000 | 7,627,000 | 10,022,000 |
| Net interest income | 3,981,000 | 8,461,000 | 12,749,000 | 17,371,000 |
| Noninterest income | 662,000 | 1,442,000 | 2,220,000 | 2,984,000 |
| Noninterest expense | 2,769,000 | 5,796,000 | 9,002,000 | 12,045,000 |
| Provision for loan losses | 210,000 | 520,000 | 3,310,000 | 4,210,000 |
| Pretax income | 1,664,000 | 3,587,000 | 2,523,000 | 3,966,000 |
| Income tax | 528,000 | 1,116,000 | 724,000 | 1,162,000 |
| Net income | 1,136,000 | 2,471,000 | 1,799,000 | 2,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,977,000 | 38,125,000 | 37,266,000 | 37,853,000 |
| Total capital | 39,358,000 | 40,681,000 | 41,966,000 | 44,488,000 |
| Risk-weighted assets | 372,799,000 | 381,384,000 | 389,260,000 | 415,802,000 |