Call reports 2007
FARMERS & MERCHANTS BANK — 2007
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 363,806,000 | 369,779,000 | 369,940,000 | 375,104,000 |
| Total loans | 307,837,000 | 306,424,000 | 307,943,000 | 315,803,000 |
| Allowance for loan losses | 1,835,000 | 1,877,000 | 1,804,000 | 1,682,000 |
| Securities available for sale | 23,638,000 | 23,070,000 | 24,239,000 | 24,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,687,000 | 300,620,000 | 300,778,000 | 299,062,000 |
| Interest-bearing deposits | 280,769,000 | 281,569,000 | 284,773,000 | 281,410,000 |
| Noninterest-bearing deposits | 14,918,000 | 19,051,000 | 16,005,000 | 17,652,000 |
| Equity capital | 28,557,000 | 28,602,000 | 29,208,000 | 30,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,852,000 | 11,865,000 | 18,038,000 | 24,119,000 |
| Interest expense | 2,687,000 | 5,450,000 | 8,290,000 | 11,041,000 |
| Net interest income | 3,165,000 | 6,415,000 | 9,748,000 | 13,078,000 |
| Noninterest income | 654,000 | 1,370,000 | 2,212,000 | 3,059,000 |
| Noninterest expense | 2,510,000 | 5,063,000 | 7,758,000 | 10,424,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 270,000 |
| Pretax income | 1,249,000 | 2,602,000 | 4,022,000 | 5,443,000 |
| Income tax | 391,000 | 819,000 | 1,268,000 | 1,695,000 |
| Net income | 858,000 | 1,783,000 | 2,754,000 | 3,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,498,000 | 25,744,000 | 26,286,000 | 26,829,000 |
| Total capital | 27,333,000 | 27,621,000 | 28,090,000 | 28,511,000 |
| Risk-weighted assets | 263,922,000 | 264,632,000 | 266,001,000 | 272,947,000 |