Call reports 2006
FARMERS & MERCHANTS BANK — 2006
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 344,173,000 | 349,864,000 | 352,957,000 | 362,539,000 |
| Total loans | 290,555,000 | 293,848,000 | 299,724,000 | 307,326,000 |
| Allowance for loan losses | 1,697,000 | 1,754,000 | 1,780,000 | 1,770,000 |
| Securities available for sale | 23,433,000 | 21,025,000 | 22,999,000 | 23,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,819,000 | 277,422,000 | 287,236,000 | 289,956,000 |
| Interest-bearing deposits | 252,060,000 | 260,300,000 | 272,075,000 | 273,468,000 |
| Noninterest-bearing deposits | 17,759,000 | 17,122,000 | 15,161,000 | 16,488,000 |
| Equity capital | 28,779,000 | 29,025,000 | 29,104,000 | 28,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,030,000 | 10,427,000 | 16,100,000 | 22,030,000 |
| Interest expense | 1,851,000 | 3,996,000 | 6,397,000 | 9,030,000 |
| Net interest income | 3,179,000 | 6,431,000 | 9,703,000 | 13,000,000 |
| Noninterest income | 587,000 | 1,316,000 | 2,027,000 | 2,757,000 |
| Noninterest expense | 2,216,000 | 4,592,000 | 7,059,000 | 9,613,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,490,000 | 3,035,000 | 4,491,000 | 5,864,000 |
| Income tax | 475,000 | 968,000 | 1,415,000 | 1,866,000 |
| Net income | 1,015,000 | 2,067,000 | 3,076,000 | 3,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,217,000 | 25,339,000 | 25,327,000 | 25,321,000 |
| Total capital | 26,914,000 | 27,093,000 | 27,107,000 | 27,091,000 |
| Risk-weighted assets | 241,273,000 | 246,512,000 | 252,857,000 | 262,600,000 |