Call reports 2002
FARMERS & MERCHANTS BANK — 2002
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 271,591,000 | 279,202,000 | 278,428,000 | 289,571,000 |
| Total loans | 184,477,000 | 199,501,000 | 202,398,000 | 200,232,000 |
| Allowance for loan losses | 1,328,000 | 1,412,000 | 1,438,000 | 1,462,000 |
| Securities available for sale | 40,797,000 | 50,251,000 | 40,746,000 | 54,883,000 |
| Securities held to maturity | 1,771,000 | 1,770,000 | 1,768,000 | 1,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,534,000 | 214,483,000 | 216,719,000 | 228,840,000 |
| Interest-bearing deposits | 186,118,000 | 185,946,000 | 189,913,000 | 199,101,000 |
| Noninterest-bearing deposits | 27,416,000 | 28,537,000 | 26,806,000 | 29,739,000 |
| Equity capital | 20,264,000 | 21,170,000 | 23,706,000 | 23,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,197,000 | 8,552,000 | 12,903,000 | 17,282,000 |
| Interest expense | 1,904,000 | 3,764,000 | 5,537,000 | 7,247,000 |
| Net interest income | 2,293,000 | 4,788,000 | 7,366,000 | 10,035,000 |
| Noninterest income | 300,000 | 665,000 | 1,001,000 | 1,363,000 |
| Noninterest expense | 1,555,000 | 3,123,000 | 4,671,000 | 6,384,000 |
| Provision for loan losses | 66,000 | 171,000 | 276,000 | 381,000 |
| Pretax income | 972,000 | 2,159,000 | 3,420,000 | 4,633,000 |
| Income tax | 330,000 | 713,000 | 1,101,000 | 1,456,000 |
| Net income | 642,000 | 1,446,000 | 2,319,000 | 3,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,673,000 | 15,521,000 | 18,059,000 | 18,191,000 |
| Total capital | 16,001,000 | 16,933,000 | 19,497,000 | 19,653,000 |
| Risk-weighted assets | 157,799,000 | 165,577,000 | 169,386,000 | 169,855,000 |