Call reports 2001
FARMERS & MERCHANTS BANK — 2001
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 246,384,000 | 246,287,000 | 256,533,000 | 258,467,000 |
| Total loans | 161,652,000 | 168,085,000 | 171,598,000 | 175,899,000 |
| Allowance for loan losses | 1,207,000 | 1,240,000 | 1,271,000 | 1,279,000 |
| Securities available for sale | 33,654,000 | 24,276,000 | 46,491,000 | 47,752,000 |
| Securities held to maturity | 1,776,000 | 21,765,000 | 1,774,000 | 1,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,966,000 | 199,286,000 | 204,492,000 | 208,783,000 |
| Interest-bearing deposits | 177,542,000 | 176,856,000 | 180,294,000 | 182,779,000 |
| Noninterest-bearing deposits | 22,424,000 | 22,430,000 | 24,198,000 | 26,004,000 |
| Equity capital | 19,118,000 | 19,806,000 | 20,393,000 | 20,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,004,000 | 8,422,000 | 12,795,000 | 17,083,000 |
| Interest expense | 2,162,000 | 4,545,000 | 6,835,000 | 9,304,000 |
| Net interest income | 1,842,000 | 3,877,000 | 5,960,000 | 7,779,000 |
| Noninterest income | 243,000 | 518,000 | 779,000 | 1,087,000 |
| Noninterest expense | 1,312,000 | 2,729,000 | 4,148,000 | 5,681,000 |
| Provision for loan losses | 114,000 | 66,000 | 132,000 | 198,000 |
| Pretax income | 659,000 | 1,600,000 | 2,459,000 | 2,987,000 |
| Income tax | 225,000 | 545,000 | 832,000 | 1,003,000 |
| Net income | 434,000 | 1,055,000 | 1,627,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,470,000 | 14,073,000 | 14,538,000 | 14,596,000 |
| Total capital | 14,677,000 | 15,313,000 | 15,809,000 | 15,875,000 |
| Risk-weighted assets | 145,601,000 | 148,076,000 | 149,387,000 | 152,692,000 |