Call reports 2012
FIRST SOUTH BANK — 2012
What FIRST SOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 747,674,000 | 742,450,000 | 716,722,000 | 707,256,000 |
| Total loans | 525,781,000 | 505,465,000 | 491,484,000 | 486,572,000 |
| Allowance for loan losses | 14,396,000 | 14,004,000 | 15,007,000 | 7,860,000 |
| Securities available for sale | 123,036,000 | 164,977,000 | 172,715,000 | 164,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,931,000 | 639,392,000 | 614,534,000 | 604,175,000 |
| Interest-bearing deposits | 587,809,000 | 584,787,000 | 597,221,000 | 586,914,000 |
| Noninterest-bearing deposits | 61,122,000 | 54,605,000 | 17,313,000 | 17,261,000 |
| Equity capital | 83,008,000 | 94,905,000 | 96,931,000 | 83,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,143,000 | 18,191,000 | 26,706,000 | 35,146,000 |
| Interest expense | 1,322,000 | 2,573,000 | 3,577,000 | 4,336,000 |
| Net interest income | 7,821,000 | 15,618,000 | 23,129,000 | 30,810,000 |
| Noninterest income | 1,814,000 | 3,626,000 | 5,933,000 | 8,193,000 |
| Noninterest expense | 8,055,000 | 16,512,000 | 22,767,000 | 34,973,000 |
| Provision for loan losses | 1,840,000 | 2,615,000 | 4,577,000 | 23,252,000 |
| Pretax income | 774,000 | 1,636,000 | 3,265,000 | -17,675,000 |
| Income tax | 239,000 | 548,000 | 1,138,000 | -6,988,000 |
| Net income | 535,000 | 1,088,000 | 2,127,000 | -10,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,303,000 | 85,859,000 | 86,851,000 | 74,098,000 |
| Total capital | 81,880,000 | 92,367,000 | 93,210,000 | 80,185,000 |
| Risk-weighted assets | 518,121,000 | 512,902,000 | 499,861,000 | 484,971,000 |