Call reports 2026
SOUTHERN BANK AND TRUST COMPANY — 2026
What SOUTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 5,251,445,000 | 5,304,325,000 |
| Total loans | 3,477,297,000 | 3,604,358,000 |
| Allowance for loan losses | 36,563,000 | 37,697,000 |
| Securities available for sale | 1,260,188,000 | 1,236,627,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 4,773,233,000 | 4,828,278,000 |
| Interest-bearing deposits | 3,225,112,000 | 3,325,050,000 |
| Noninterest-bearing deposits | 1,548,121,000 | 1,503,228,000 |
| Equity capital | 431,692,000 | 433,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 57,895,000 | 116,942,000 |
| Interest expense | 12,462,000 | 24,641,000 |
| Net interest income | 45,433,000 | 92,301,000 |
| Noninterest income | 7,836,000 | 16,332,000 |
| Noninterest expense | 28,354,000 | 57,169,000 |
| Provision for loan losses | 461,000 | 1,660,000 |
| Pretax income | 14,982,000 | 46,799,000 |
| Income tax | 3,320,000 | 9,982,000 |
| Net income | 11,662,000 | 36,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 527,599,000 | 527,755,000 |
| Total capital | 565,859,000 | 567,265,000 |
| Risk-weighted assets | 4,021,052,000 | 4,163,045,000 |