Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 189,007,000 | 183,988,000 | 180,778,000 | 183,793,000 |
| Total loans | 82,280,000 | 85,125,000 | 84,710,000 | 86,338,000 |
| Allowance for loan losses | 1,530,000 | 1,524,000 | 1,520,000 | 1,504,000 |
| Securities available for sale | 40,907,000 | 44,139,000 | 45,570,000 | 47,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,807,000 | 160,728,000 | 155,046,000 | 159,050,000 |
| Interest-bearing deposits | 73,025,000 | 71,312,000 | 82,459,000 | 82,297,000 |
| Noninterest-bearing deposits | 92,782,000 | 89,416,000 | 72,587,000 | 76,753,000 |
| Equity capital | 22,454,000 | 22,303,000 | 24,555,000 | 24,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,679,000 | 5,500,000 | 8,191,000 | 10,974,000 |
| Interest expense | 289,000 | 600,000 | 902,000 | 1,193,000 |
| Net interest income | 2,390,000 | 4,900,000 | 7,289,000 | 9,781,000 |
| Noninterest income | 303,000 | 569,000 | 885,000 | 1,209,000 |
| Noninterest expense | 1,410,000 | 2,849,000 | 4,163,000 | 5,590,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,268,000 | 2,590,000 | 3,966,000 | 5,340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,268,000 | 2,590,000 | 3,966,000 | 5,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,916,000 | 28,514,000 | 29,475,000 | 28,883,000 |
| Total capital | 28,986,000 | 29,614,000 | 30,578,000 | 30,021,000 |
| Risk-weighted assets | 85,073,000 | 87,503,000 | 87,741,000 | 90,645,000 |