Call reports 2023
FARMERS STATE BANK — 2023
What FARMERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 183,730,000 | 175,695,000 | 168,967,000 | 170,761,000 |
| Total loans | 76,765,000 | 79,403,000 | 83,381,000 | 82,906,000 |
| Allowance for loan losses | 1,544,000 | 1,581,000 | 1,585,000 | 1,607,000 |
| Securities available for sale | 40,030,000 | 37,649,000 | 35,931,000 | 38,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,606,000 | 155,734,000 | 149,142,000 | 149,650,000 |
| Interest-bearing deposits | 69,450,000 | 70,476,000 | 68,729,000 | 64,604,000 |
| Noninterest-bearing deposits | 95,156,000 | 85,257,000 | 80,413,000 | 85,046,000 |
| Equity capital | 18,446,000 | 19,005,000 | 18,515,000 | 20,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,341,000 | 4,900,000 | 7,381,000 | 9,991,000 |
| Interest expense | 93,000 | 254,000 | 435,000 | 628,000 |
| Net interest income | 2,248,000 | 4,646,000 | 6,946,000 | 9,363,000 |
| Noninterest income | 328,000 | 666,000 | 1,014,000 | 1,336,000 |
| Noninterest expense | 1,520,000 | 2,998,000 | 4,329,000 | 5,718,000 |
| Provision for loan losses | 15,000 | 50,000 | 64,000 | 79,000 |
| Pretax income | 1,041,000 | 2,265,000 | 3,567,000 | 4,902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,041,000 | 2,265,000 | 3,567,000 | 4,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,319,000 | 25,130,000 | 26,225,000 | 26,111,000 |
| Total capital | 25,344,000 | 26,191,000 | 27,314,000 | 27,200,000 |
| Risk-weighted assets | 81,503,000 | 84,323,000 | 86,610,000 | 86,612,000 |