Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 177,280,000 | 175,553,000 | 178,908,000 | 182,652,000 |
| Total loans | 79,998,000 | 77,959,000 | 76,015,000 | 77,951,000 |
| Allowance for loan losses | 1,459,000 | 1,464,000 | 1,427,000 | 1,430,000 |
| Securities available for sale | 35,411,000 | 31,674,000 | 31,750,000 | 35,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,531,000 | 157,123,000 | 161,195,000 | 165,142,000 |
| Interest-bearing deposits | 88,559,000 | 97,846,000 | 72,332,000 | 69,050,000 |
| Noninterest-bearing deposits | 67,972,000 | 59,277,000 | 88,863,000 | 96,092,000 |
| Equity capital | 20,124,000 | 17,503,000 | 16,461,000 | 17,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,222,000 | 5,119,000 | 7,354,000 |
| Interest expense | 64,000 | 128,000 | 190,000 | 258,000 |
| Net interest income | 1,500,000 | 3,094,000 | 4,929,000 | 7,096,000 |
| Noninterest income | 373,000 | 745,000 | 1,049,000 | 1,394,000 |
| Noninterest expense | 1,358,000 | 2,736,000 | 4,162,000 | 5,635,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 501,000 | 1,074,000 | 1,772,000 | 2,796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 1,074,000 | 1,772,000 | 2,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,726,000 | 22,884,000 | 23,375,000 | 23,365,000 |
| Total capital | 23,795,000 | 23,924,000 | 24,398,000 | 24,431,000 |
| Risk-weighted assets | 85,098,000 | 82,761,000 | 81,440,000 | 84,939,000 |