Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 135,522,000 | 149,319,000 | 148,250,000 | 158,569,000 |
| Total loans | 78,820,000 | 79,060,000 | 81,874,000 | 81,677,000 |
| Allowance for loan losses | 1,047,000 | 1,136,000 | 1,185,000 | 1,257,000 |
| Securities available for sale | 25,028,000 | 26,339,000 | 27,698,000 | 33,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,433,000 | 126,609,000 | 124,760,000 | 135,903,000 |
| Interest-bearing deposits | 78,462,000 | 82,595,000 | 79,403,000 | 81,966,000 |
| Noninterest-bearing deposits | 34,971,000 | 44,014,000 | 45,358,000 | 53,937,000 |
| Equity capital | 21,614,000 | 22,228,000 | 22,596,000 | 22,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,525,000 | 5,152,000 | 6,773,000 |
| Interest expense | 125,000 | 228,000 | 330,000 | 418,000 |
| Net interest income | 1,569,000 | 3,297,000 | 4,822,000 | 6,355,000 |
| Noninterest income | 391,000 | 691,000 | 1,105,000 | 1,264,000 |
| Noninterest expense | 1,301,000 | 2,603,000 | 3,948,000 | 5,197,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 584,000 | 1,235,000 | 1,754,000 | 2,122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 584,000 | 1,235,000 | 1,754,000 | 2,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,167,000 | 21,610,000 | 21,923,000 | 21,515,000 |
| Total capital | 22,214,000 | 22,674,000 | 23,049,000 | — |
| Risk-weighted assets | 87,044,000 | 85,036,000 | 90,030,000 | — |