Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,958,000 | 123,309,000 | 119,648,000 | 118,097,000 |
| Total loans | 69,662,000 | 69,668,000 | 72,082,000 | 72,716,000 |
| Allowance for loan losses | 679,000 | 732,000 | 808,000 | 844,000 |
| Securities available for sale | 28,710,000 | 28,571,000 | 27,763,000 | 27,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,887,000 | 103,066,000 | 99,157,000 | 98,137,000 |
| Interest-bearing deposits | 73,728,000 | 71,338,000 | 68,956,000 | 67,205,000 |
| Noninterest-bearing deposits | 32,160,000 | 31,729,000 | 30,201,000 | 30,932,000 |
| Equity capital | 19,571,000 | 19,679,000 | 19,712,000 | 19,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,976,000 | 4,523,000 | 6,095,000 |
| Interest expense | 79,000 | 159,000 | 237,000 | 321,000 |
| Net interest income | 1,407,000 | 2,817,000 | 4,286,000 | 5,774,000 |
| Noninterest income | 301,000 | 660,000 | 1,053,000 | 1,076,000 |
| Noninterest expense | 1,209,000 | 2,357,000 | 3,631,000 | 4,730,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 441,000 | 987,000 | 1,500,000 | 1,837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 441,000 | 987,000 | 1,500,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,669,000 | 19,801,000 | 20,107,000 | 19,927,000 |
| Total capital | 20,348,000 | 20,533,000 | 20,915,000 | 20,771,000 |
| Risk-weighted assets | 75,880,000 | 75,128,000 | 77,887,000 | 78,038,000 |