Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,133,000 | 130,813,000 | 127,619,000 | 126,226,000 |
| Total loans | 63,643,000 | 65,895,000 | 66,418,000 | 68,158,000 |
| Allowance for loan losses | 766,000 | 747,000 | 647,000 | 614,000 |
| Securities available for sale | 43,674,000 | 42,327,000 | 39,985,000 | 39,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,018,000 | 111,153,000 | 107,693,000 | 107,767,000 |
| Interest-bearing deposits | 88,780,000 | 86,713,000 | 84,116,000 | 81,489,000 |
| Noninterest-bearing deposits | 23,238,000 | 24,439,000 | 23,577,000 | 26,278,000 |
| Equity capital | 18,760,000 | 19,147,000 | 19,232,000 | 18,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,655,000 | 3,986,000 | 5,375,000 |
| Interest expense | 144,000 | 281,000 | 409,000 | 529,000 |
| Net interest income | 1,171,000 | 2,374,000 | 3,577,000 | 4,846,000 |
| Noninterest income | 294,000 | 578,000 | 858,000 | 1,173,000 |
| Noninterest expense | 1,023,000 | 2,122,000 | 3,262,000 | 4,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 447,000 | 850,000 | 1,215,000 | 1,682,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 447,000 | 850,000 | 1,215,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,777,000 | 17,869,000 | 18,078,000 | 18,205,000 |
| Total capital | 18,543,000 | 18,616,000 | 18,725,000 | 18,819,000 |
| Risk-weighted assets | 72,150,000 | 73,778,000 | 74,196,000 | 74,985,000 |