Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 130,716,000 | 127,981,000 | 128,413,000 | 128,147,000 |
| Total loans | 58,621,000 | 59,837,000 | 61,162,000 | 62,581,000 |
| Allowance for loan losses | 1,249,000 | 1,255,000 | 1,226,000 | 818,000 |
| Securities available for sale | 45,360,000 | 43,915,000 | 43,884,000 | 44,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,264,000 | 105,068,000 | 104,738,000 | 109,718,000 |
| Interest-bearing deposits | 85,148,000 | 85,179,000 | 83,457,000 | 85,333,000 |
| Noninterest-bearing deposits | 22,117,000 | 19,889,000 | 21,282,000 | 24,385,000 |
| Equity capital | 18,048,000 | 17,416,000 | 17,994,000 | 18,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,502,000 | 3,788,000 | 5,151,000 |
| Interest expense | 221,000 | 436,000 | 645,000 | 815,000 |
| Net interest income | 1,014,000 | 2,066,000 | 3,143,000 | 4,336,000 |
| Noninterest income | 253,000 | 508,000 | 795,000 | 1,079,000 |
| Noninterest expense | 929,000 | 1,942,000 | 2,897,000 | 4,395,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 387,000 | 681,000 | 1,093,000 | 1,475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 681,000 | 1,093,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,055,000 | 17,039,000 | 17,296,000 | 17,334,000 |
| Total capital | 17,872,000 | 17,861,000 | 18,129,000 | 18,152,000 |
| Risk-weighted assets | 64,951,000 | 65,322,000 | 66,263,000 | 69,450,000 |